Real Estate Lawyers – LD Law

About LD Law

Toronto Real Estate Lawyers

LD Law LLP provides practical, responsive legal support for residential and commercial real estate matters. If you need a real estate lawyer in Toronto, our team works to keep your closing smooth, compliant, and on schedule.

 

We assist individuals, families, and businesses with buying, selling, refinancing, title searches, title insurance, and other property-related legal services. Whether your property is in Toronto, the GTA, or elsewhere in Ontario, we help protect your interests at every stage.

Owning, buying, or selling property can be stressful when deadlines are tight and paperwork is complex. Our firm helps reduce that stress with clear advice, careful document review, and direct support from experienced lawyers.

 

LD Law also advises clients in wills and estate planning, family law, and business law. For real estate matters, our focus is simple: protect your rights, explain your options, and help you close with confidence.

 

When choosing a Toronto real estate lawyer, experience, responsiveness, and attention to detail matter. Our team is here to answer questions, address issues before they become delays, and guide you through the legal side of your transaction.

Whether you're buying or selling, we support your real estate transaction from agreement to closing. We review key documents, coordinate with your lender when needed, and explain legal fees, title insurance, and closing costs in plain language.
We handle both residential and commercial real estate files. That includes reviewing contracts, checking timelines, managing closing requirements, and helping clients across Toronto and the Greater Toronto Area.
A successful closing depends on proper due diligence. We help confirm title, review tax adjustments, and make sure registrations are completed correctly so ownership transfers as it should.
Title insurance can help protect against certain title defects, fraud risks, and registration issues. We also help satisfy lender conditions so your mortgage file is ready for closing.

Our Practice Areas

Real Estate Law

Buying or selling property? Refinancing your mortgage? Our team handles a wide range of real estate law matters for clients in Toronto and across Ontario.

Wills and Estate Planning

We prepare tailored wills and powers of attorney for property and personal care based on your needs and wishes.

Family Law

We help clients manage family law matters efficiently and work toward practical, favourable outcomes.

Business Law

Starting or growing a business? Our business lawyers provide guidance to help you move forward with confidence.

Why Clients Choose Us?

Clients come to LD Law for straightforward advice, responsive communication, and dependable closing support. We know that property transactions involve major financial decisions, and we treat each file with care and urgency.

We have worked with them on multiple home purchases and sales. Their professional approach, calm nature, and responsiveness are outstanding. Aside from professional expertise and valuable input, Daniel is a great guy. Highly recommend them and wouldn’t go anywhere else.

My closing case was a bit special. I was not confident after consulting a couple of law firms before coming to LD Law. They handled my case smoothly and followed up on the issues that came up.

Concise and efficient communication, quick response. Highly recommend this firm.

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Why Hire a Real Estate Lawyer in Toronto?

Experienced

A real estate lawyer helps make sure your documents are accurate and your interests are protected. That includes reviewing the agreement of purchase and sale, checking title, and identifying issues that could affect your rights.

Timely

Real estate closings involve deadlines, lender requirements, registrations, and payment instructions. We help keep everything moving on time so you can avoid unnecessary delays or last-minute problems.

Professional

A property lawyer can explain covenants, easements, liens, title defects, and other legal issues tied to the property. That clarity helps you make informed decisions before closing.

Land Transfer Tax in Toronto

 
Our Team

Our Lawyers at LD Law

David Baptista Dos Reis Real Estate Lawyers - Ld Law

David Baptista dos Reis

Real Estate Lawyer

Daniel La Gamba - Real Estate Lawyers - Ld Law

Daniel La Gamba

Real Estate Lawyer

Home 25 Filip Widomski 04116 1 1

Filip Widomski

Associate Criminal Defence Lawyer

Real Estate Legal Services Across Toronto and Ontario

If you are looking for a real estate lawyer in Toronto, LD Law serves clients throughout Toronto, the GTA, and Ontario.

With more than 10 years of experience, we have helped clients buy, sell, and refinance property with practical legal support from start to finish. We work closely with you through contract review, lender coordination, signing, and closing so you know what to expect at each step.

If you’re not sure where to start, call us today and we’ll help you understand your next steps.

Real Estate Lawyer vs Non-Legal Service Providers

When comparing legal and non-legal service providers, it helps to understand the difference in role and responsibility. A real estate lawyer can provide legal advice, review your rights and obligations, register transfers and mortgages, and complete the legal work required for closing in Ontario.

If a legal issue arises during closing, having a lawyer involved can make a major difference. You get advice based on your specific transaction, not just administrative help.

Frequently Asked Question

Closing Costs

Closing costs are the legal fees, disbursements, taxes, and transaction-related expenses paid on closing. They can include land transfer tax, title insurance, legal fees, property tax adjustments, and other charges that depend on the type of transaction.

Closing costs vary depending on whether you are buying, selling, refinancing, or purchasing a new build. Common items include:

  • Land transfer tax
  • Legal fees
  • Title search and title insurance
  • Property appraisal fees
  • Home inspection fees
  • Prepaid property taxes
  • Condo maintenance adjustments
  • Builder adjustments on new homes
The buyer usually pays closing costs on a purchase. These amounts are added to the funds needed to close, and your lawyer disburses the money to the appropriate parties, including the government, lender, insurer, seller, and service providers.
A refinance usually does not involve the same closing costs as a purchase. In most cases, the main costs are legal fees, disbursements, appraisal fees, mortgage registration fees, and possibly lender-related charges.
Both buyers and sellers have costs, but buyers usually pay more. Buyers often pay land transfer tax, title insurance, and mortgage-related costs. Sellers typically pay their own legal fees and real estate commissions.
If you buy with cash, you still pay closing costs. However, you may avoid some lender-related fees because there is no mortgage to register.
This varies by builder and transaction. In addition to legal fees and taxes, buyers may face builder adjustments such as paving, tree planting, Tarion-related charges, and utility setup costs. In Toronto, municipal land transfer tax may also apply. As a rough guide, many buyers set aside at least 1% of the purchase price, excluding land transfer tax.

Common overlooked costs include:

  • Property tax adjustments
  • Title insurance
  • Status certificate fees for condos
  • Builder adjustments on new homes
  • Appraisal or lender fees where applicable

For a standard home purchase in Toronto, legal fees are often in the range of $1,200 to $2,000, with total legal costs increasing once disbursements, HST, and title insurance are included.

Across Ontario, legal fees for a purchase often range from $1,000 to $2,500, depending on the property, complexity, and whether additional work is required.

Mortgage Refinance

Mortgage refinance means replacing your current mortgage with a new one. Homeowners may refinance to access equity, change lenders, lower interest costs, change the mortgage term, or switch between fixed and variable rates.
Many refinance transactions take about two to four weeks, though timing depends on lender processing, appraisal timing, and how quickly documents are completed.
Start by reviewing whether refinancing makes financial sense for your situation. If you move forward, your lender will request documents and may require an appraisal. Your lawyer then reviews the mortgage instructions, prepares the paperwork, receives and disburses funds, and registers the new mortgage while arranging discharge of the old one where required.

Refinancing costs can include:

  • Legal fees
  • Appraisal fees
  • Mortgage registration fees
  • Mortgage discharge fees
  • Prepayment penalties, if applicable

The exact cost depends on your lender, mortgage terms, and whether you are switching lenders.

Foreign Real Estate Buyers

In general, foreign buyers may purchase property in Ontario, but the rules, taxes, and financing conditions can be more complex. It is important to get current legal advice before proceeding.
Restrictions and tax rules can change. Depending on the transaction, foreign buyers may face additional taxes or eligibility limits. We recommend speaking with a lawyer for advice based on current Ontario and federal rules.
Some lenders do, but approval is often subject to stricter requirements. Foreign buyers may need a larger down payment and more supporting financial documentation.
In many cases, yes. A local bank account can help with mortgage payments, taxes, maintenance fees, and rent collection if the property is leased.
In some cases, yes. Additional taxes or compliance requirements may apply depending on residency status and the property type.
Rules can vary depending on tax and reporting obligations, but foreign owners are generally able to sell real estate in Ontario.
No. Buying property in Canada does not give you immigration status or residency rights.
Yes, in many cases a lawyer can arrange for funds to be wired overseas, subject to legal compliance and the circumstances of the transaction.

General Real Estate Lawyer Questions

In 2026, many Toronto buyers pay between $1,500 and $3,000 in total, including legal fees plus common extras such as title insurance and filing costs.

Yes. In Ontario, a lawyer is required to complete and register a property transfer and to handle key legal steps in the closing process.
A real estate lawyer reviews contracts, checks title, handles mortgage paperwork, explains legal risks, manages funds, and makes sure the transfer is completed properly.

Selling a home often costs less than buying one. In many cases, sellers can expect legal fees and costs in the range of $1,000 to $2,000, depending on the file.

Contact Us

If you need a Toronto real estate lawyer for a purchase, sale, refinance, or title issue, contact LD Law LLP today. We’ll help you understand the process, identify next steps, and move your transaction forward with confidence.

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