Author: Daniel La Gamba

Two very different people read this page: someone who is owed money and wants to secure it against a property, and someone who has just discovered a lien on their own title. Both answers are below. How much does it cost to put a lien on a property in Ontario? The land registration fee is… Continue reading How to Put a Lien on a Property in Ontario

Most buyers and owners think a right of first refusal means the holder can force a sale whenever they want. They are wrong. In first refusal real estate, the holder usually gets the chance to match a sale opportunity before the owner sells to someone else, but only if the contract says the right has… Continue reading Right of First Refusal in Real Estate: Ontario Guide

Most buyers think an accepted offer means the deal is effectively done. They’re wrong. A homeowners association right of first refusal can still step into the sale after the seller signs with a third-party buyer, and that can delay or kill a closing if nobody reviewed the documents early. What a homeowners association right of… Continue reading Homeowners Association Right of First Refusal: How It Works

Most buyers think the final walk through before settlement is a formality. They are wrong. I have seen closings get ugly over missing appliances, unfinished repairs, water damage found the night before funding, and a seller who left an entire garage full of junk. The point of this visit is simple. Confirm the property is… Continue reading Final Walk Through Before Settlement in Ontario: Checklist + What to Do if You Find Problems

Most buyers think the due diligence period in commercial real estate is just time for an inspection. They are wrong. In Ontario, the due diligence period commercial real estate buyers negotiate is the window to test the whole deal before they become fully committed: title, leases, zoning, environmental risk, lender conditions, access, and the paper… Continue reading Commercial Real Estate Due Diligence Period: Ontario Buyer Guide